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Money

1 Million Women Educated: My Journey from Refined Currency to Rich Girl Chronicles

Dear 2015 Bola, You’ve decided to start a blog called Refined Currency, all about the new age of women and money. Your friend Misha helped you come up with the name while you were both sitting on her bed, then you went to register the company . At the same time, you wanted to grow your personal brand, so you built a website called The Sol Lifestyle. It covered fashion, finance, and feminism—because you absolutely love combining fashion and you studied...

5 Tips To Apply To Your Money Life In Your 20s

The beginning of our twenties is when we truly start to understand money. We are no longer dependent on those who look after us. We are starting to pay tax, rent, NI contributions and bills all while trying to save and invest in our futures. Knowing where to start can be difficult so here are 5 tips to apply to your money life in your twenties. Understand your credit then build your credit It is really important to know the implications of using...

To Rent or To Buy: 6 Factors That Will Determine What Works For You

Buying a property can seem long-winded. There are legal costs, survey costs and let’s not forget the initial deposit of at least 5% of the property value. However, the idea of renting may not sound appealing either. Renting is not for everyone and neither is buying. Below are 3 reasons to rent a property and 3 reasons to buy a property. 3 Reasons To Rent: You Don’t Have As Much Responsibility If something breaks or the boiler goes, you call your landlord. When you...

5 Things That Affect Your Credit

The very reason a credit rating is necessary is so lenders (mortgage, loans, credit cards, etc) can identify how good you are at giving back what you owe. Factors that influence your application include your age, a history of your credit accounts and any mobile phone contracts you may have had. Before you apply for credit, it’s vital you know what affects your credit and what doesn’t. Here are 5 things that affect your credit. Being On The Electoral Register While this...

Investment Terms For Beginners

The idea of making your first investment can seem daunting however it doesn’t have to be with the right guides. You’re never too young to invest and you’re never too young to understand investment terms. Although there is a lot of investment jargon, here are some investment tips to know to get you started. The Foundation Savings Are Not An Investment While there is some interest on your savings, the return you earn is very little in comparison to other investments. In other words, savings really aren’t...